Introduction Retirement has long been seen as the ultimate goal—a time to finally relax and enjoy life after decades of hard work. In the Netherlands, for example, the official retirement age is set at 67. However, this traditional view of retirement is increasingly being questioned, especially by younger generations.

Introduction Budgeting is one of the most effective ways to take control of your finances and ensure you're on the right track towards achieving your financial goals. Among the many budgeting methods available, the 50/30/20 budget has gained widespread popularity for its simplicity and effectiveness. In